couple reviewing a new life insurance policy
Practical Financial Solutions to Help Secure Your Future

Whether you are looking for life insurance, retirement solutions or investments, I am here to serve your needs and help you reach your financial goals.

melinda f risner

STAFF MANAGER & REGISTERED REPRESENTATIVE

  • military friendly employer
Direct 740-250-2034
Office 800-727-2848

Ext. 61506
Fax 740-354-4743
THE SOUTHERN OHIO AGENCY, OH.
35 BIERLY RD STE 1
PORTSMOUTH, OH 45662-8503

Together We Can Help Build a More Financially Secure Future

We Care About You

Our Financial Representatives will work with you to evaluate your unique situation and provide honest, clear alternatives tailored to your specific needs. Our mission is to help financially protect you and your loved ones so that your future plans can be realized. While working with our team of licensed, experienced Financial Representatives, you will receive the service and personal attention that has made us one of the best life insurance providers for nearly 130 years. We are here to help guide you along your way.

Know the Financial Stability of Your Insurance Company

The Western and Southern Life Insurance Company holds high, industry recognized financial strength ratings. Since 1888, Western & Southern has represented financial strength and stability for our customer and community.

Insure What You Value Most

Western & Southern Life offers a variety of options to help protect each stage of your life, designed to fit your budget and personal needs.

FINRA's Broker Check

Financial Solutions

Give Your Family More Than Memories
With Legacy Master® you can help give your loved ones a firm grip on a financial legacy. This single-premium whole life insurance can help you transfer your hard-earned wealth to the next generation.
Cornerstones of Success: Stability. Strength. Service.
One of the strongest life insurance groups in the world, Western & Southern Financial Group has built a heritage of financial strength for more than 125 years.
Planning for the Unexpected: Life-Threatening Illness
Providing you with a benefit amount paid in a lump sum, Critical Illness Insurance can help fill the financial gaps not covered by traditional health, disability, life, and accident insurance.†

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Refer a Friend

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Get a Quote

We offer a variety of financial solutions to help you meet your goals. Contact me to learn more about our products and receive a quote. 
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IMPORTANT DISCLOSURES
Securities offered by Registered Representatives through W&S Brokerage Services, Inc., member FINRA / SIPC. All companies are members of Western & Southern Financial Group.

Not all Agents are registered to sell securities. If you have a particular investment need and your Agent is not licensed/registered for the representation or sale of investment products, please ask to speak to an Agent who is actively registered with W&S Brokerage Services, Inc.

Some products issued by companies not affiliated with W&S Agency, Inc.

Western & Southern and its affiliates do not provide legal or tax advice. Always consult an attorney or tax advisor regarding your specific legal or tax situation.

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