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Important Message Regarding COVID-19
There's nothing more important to us than your well-being. In this climate, we know you're focused on what matters most. Rest assured that we remain focused on our commitment to you. Learn more about how we're responding to COVID-19. Should you need assistance keeping your life insurance policy in force, please contact your financial professional or our Client Relationship Center at 855-975-4331.
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stephen richard

financial representative
904-579-2251
Office Directions

stephen richard

financial representative
Financial representative phone numbers
Contact
Direct 904-579-2251
Office 800-967-3774

Ext. 40320
Fax 904-641-3585
Address
The Western and Southern Life Insurance Company -JACKSONVILLE, FL.
10151 DEERWOOD PARK BLVD BLG 300 STE 330
JACKSONVILLE, FL 32256-0566
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Together We Can Help Build a More Financially Secure Future

My Mission

I strive to create peace of mind by designing personalized solutions to help my customers achieve their financial goals.

My Background

I have 14 years of experience in the insurance and financial services industry.

I have personally witnessed the power of life insurance and would like to share my experience with you.

I can offer you a wide variety of financial solutions to address your current needs.

I specialize in helping individuals like you with family income protection.

Learn More

Please contact me today to learn more about our products and services, request a quote, or schedule a financial needs analysis - all at no cost or obligation to you. I look forward to working with you.

Financial Solutions

Life Insurance
Critical Illness Insurance
Accidental Death Insurance
Long-Term Care Insurance
Medicare Supplement Insurance
Disability Income Insurance
Supplemental Health
Group Health
Retirement Planning
Small Business Solutions
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Let’s Simplify Planning for Your Future

A quick financial review can give you an insightful analysis of your current needs. I can provide a complimentary, customized report to figure out the course to help secure your family’s future.

Discover How to Protect Your Mortgage

Everything of value is worth protecting, especially your home. I can explain how a death benefit from a life insurance policy could help you pay off your mortgage if someone who helps pay the mortgage passes away.

Small Business Solutions Designed to Help Make Your Life Easier

As a small business owner, you have enough responsibilities on your plate. I can assist you with key person insurance, retirement planning, employee benefits, pension risk transfer, business succession planning and more.

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If you have experience with your own financial planning, then you know the value of working with a professional. 
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We offer a variety of financial solutions to help you meet your goals. Contact me to learn more about our products and receive a quote. 
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IMPORTANT DISCLOSURES
Securities offered by Registered Representatives through W&S Brokerage Services, Inc. (W&SBS), member FINRA / SIPC. Advisory services offered by Financial Advisors through W&SBS, a registered investment adviser. All companies are members of Western & Southern Financial Group.

Not all Agents are registered to sell securities or offer advisory services. If you have a particular investment need and your Agent is not licensed/registered for the representation or sale of investment products or advisory services, please ask to speak to an Agent who is actively and appropriately registered with W&S Brokerage Services, Inc.

Some products issued by companies not affiliated with W&S Agency, Inc.

Western & Southern and its affiliates do not provide legal or tax advice. Always consult an attorney or tax advisor regarding your specific legal or tax situation.