• Validation of Western & Southern’s and its member companies’ industry reputation and standing can be found in ratings and ranking for financial strength and stability. Lafayette Life is ranked 95 out of 100 by Comdex and is highly rated by independent ratings agencies registered as NRSROs (Nationally Recognized Statistical Rating Organizations) with the Securities and Exchange Commission.3
• Lafayette Life products help support a wide range of legacy, retirement and business-planning solutions built for times such as these. They offer such features and benefits as locked-in interest rates for the time period of the customer’s choice, lifetime income that cannot be outlived and guaranteed death benefits.
1 Dates to the 1888 founding of The Western and Southern Life Insurance Company.
2 Capital-to-Asset Ratio: 18.6% GAAP Capital-to-Asset Ratio. $58,398M Total Assets; $47,514M Total Liabilities; $10,884 Total Capital (or Equity). Average of 15 Largest Publicly Traded Life Insurers Cap-to-Asset: 7.6%. All figures as of 12/31/19.
3 Comdex ranking, current as of August 2020, is a composite of the financial strength ratings as determined by Standard & Poor’s, Moody’s, A.M. Best and Fitch. It ranks insurers on a scale of 1 (lowest) to 100 in an effort to reduce confusion over ratings because each rating agency uses a different scale. The Lafayette Life Insurance Company is not rated by Moody’s.