Long-term care insurance coverage is designed to help you pay for the costs associated with nursing home care, home health care and assisted living facilities as you grow older. This kind of additional insurance can help maintain your financial independence for a longer period of time. Keep in mind, too, that the best time to obtain long-term care insurance is while you're young and healthy — before you may see the actual need for it — since premiums can significantly increase with age.
Depending on your own personal health and family longevity, you might someday need assistance with many of the activities of daily living, like eating and dressing. That's when having long-term care insurance can help. Being able to pay for professional care can also lessen the financial and emotional burden on your loved ones.
If you have a strong desire to protect your savings and assets — which you've worked very hard to accumulate during your life — then a long-term care insurance policy could be an excellent investment in your future. Western & Southern has formed strategic partnerships with several companies to provide you with insurance for your needs. We have chosen these partners because they demonstrate the same commitment to quality customer service.
