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How Can You Make the Most of Your Retirement?

Variable Annuity

Retirement. Your retirement. What does it mean to you? And how do you plan to get there financially? A variable annuity can be an excellent addition to your retirement wealth-building strategy when used as designed.

With a variable annuity, you have added control over your investment dollars. You allocate your funds among a variety of investment options with objectives ranging from aggressive to conservative. We call these sub-accounts. Your investment returns are tied to the performance of the underlying investments of the sub-accounts. If you are willing to accept a higher rate of risk in return for higher growth potential, variable annuities may be an appealing strategy to reach your retirement goals.

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There is no guarantee of the investment performance or safety of variable annuity investment options. Investment return and principal value of an investment in a variable annuity fluctuate, so units, when redeemed, may be worth more or less than their original cost.

Product issuer Integrity Life Insurance Company operates in DC and all states except NY where issuer National Integrity Life Insurance Company operates. Touchstone Securities, Inc., member FINRA / SIPC, serves as the principal underwriter for our variable annuity contracts. Securities offered through W&S Brokerage Services Inc., member FINRA / SIPC. All companies are members of Western & Southern Financial Group.

Investors should carefully consider the investment objectives, risks, charges and expenses of the contract and the underlying investment options. This and other information is contained in the product and the underlying fund prospectuses and, if available, summary prospectus. Contact your Registered Representative to obtain a prospectus. Please read the prospectus carefully before investing.

Security products are not bank products, are not a deposit, are not insured by the FDIC, NCUA, or any other federal entity, have no bank guarantee and may lose value.

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