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Get the Best of Both Worlds

Universal Life Insurance offers the permanent coverage you may need with the flexible premiums you want.

Universal Life Insurance

Universal life insurance offers the best of two worlds — a set amount of coverage with tax-deferred cash accumulation based on current interest rates. This permanent insurance generally provides lower premiums for those people who have life insurance needs that may change in the future, or who desire the cash value build-up universal life policies can provide.

While Universal life insurance policies maintain certain guarantees, they provide benefits that are based on current actuarial assumptions and market conditions, which may change over time. Changes in these assumptions may require additional premium payments in order to meet your needs.

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Choose the Universal Life Policy That's Right For You

Some universal life products offer you the flexibility to design the product to meet your needs, with the ability to increase and decrease the amount of coverage or premium payments as your circumstances change. This flexibility can help you address a wide variety of financial needs.

Benefits Ultra Life® Protection Life
Flexible Premiums Amount owed adjusts as needs change
Cash Value Accumulation Cash you receive if you cancel the contract
Level Death Benefit Death benefit remains the same
Flexible Death Benefit Increases along with your policy's cash value
Additional universal life insurance products offered by Columbus Life Insurance Company: Indexed Explorer Plus®Voyager Universal Life®Explorer Plus®Legacy G & Legacy Plus
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Western-Southern Life Assurance Company, Cincinnati, Ohio, operates in DC and all states except AK, ME, NH, NY and RI. Flexible Premium Adjustable Life Insurance Policy series 0807-4001 WSA and 0807-4000 WSA issued by Western-Southern Life Assurance Company. These policies and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by Western-Southern Life Assurance Company. Guarantees are based on the claims-paying ability of Western-Southern Life Assurance Company. Products are backed by the full financial strength of Western-Southern Life Assurance Company.

Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges. Neither Western-Southern Life Assurance Company nor its agents, offer tax advice. The information provided is for educational purposes only. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for product details and limitations.

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