Husband and wife enjoying the outdoors
Help Maximize Your Health Care Dollars by Extending Coverage With Medicare Supplement Insurance

Medicare Supplement Insurance

When you reach age 65, you are eligible to enroll in Medicare, our federal health insurance program. Sounds like your health insurance coverage gets simpler by this age, right? Well, not really. This governmental health insurance may not be comprehensive in covering all your health care costs, so you might want to consider buying Medicare supplement insurance as well.

Medicare supplement insurance -- also referred to as a Medigap policy because it is used to fill in the gaps in your Medicare coverage -- is private health insurance designed to supplement Medicare. It helps pay your health care costs that Medicare does not pay, including copayments, coinsurance and deductibles.

There are many standardized Medicare supplement insurance plans (of which Western & Southern offers six through one of our strategic partners). These various policies help you lower your out-of-pocket expenses and get more health insurance coverage. Medicare supplement insurance plans are neither connected with nor endorsed by the United States government or the federal Medicare program.

Grandparents spending time with their grandkids

Determining What Kind of Medicare Supplement Insurance Plan You May Need

Western & Southern offers Medicare Supplement Insurance Plans A, B, F, F* (high deductible), G and N. To be eligible for one of these plans, you must first be enrolled in Medicare Part A and Part B. Here's a quick summary of your options:

  • Plan A covers your Medicare Part A coinsurance or copayment, your Medicare Part B coinsurance or copayment, needed blood (first three pints) and your Part A hospice care coinsurance or copayment.
  • Plan B includes all the coverages in Plan A and also covers your Medicare Part A deductible.
  • Plan F and Plan F* (high deductible) includes all the coverages in Plan C and also covers your Medicare Part B excess charges.
  • Plan G includes all the coverages in Plan F except your Medicare Part B deductible.

  • Plan N includes coverages in Plan G except for Part B Excess.

Western & Southern has formed strategic partnerships with several companies to provide you with insurance for your other needs. We have chosen these partners because they demonstrate the same commitment to quality customer service.

Give us a call

Western & Southern Agency, Inc. is a member of the Western & Southern Financial Group (Western & Southern). Medicare supplement insurance products available at Western & Southern are issued by third party insurance companies, which are not affiliated with any Western & Southern company. Western & Southern Agency, Inc. is the distributor. A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company.

Ready to Continue?

You have clicked a link to access information on a new website, so you will be leaving

Because this new site is independent, Western & Southern Financial Group neither manages nor assumes responsibility for its content. 

Are you ready to move forward?