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Balance Growth With Security

Know Exactly How Much Your Money Is Earning With a Fixed Annuity

When you buy a fixed annuity, Western & Southern guarantees you an interest rate for a certain period of time. At the end of this period, we will declare a renewal interest rate and another guarantee period. In addition, most fixed annuities have a minimum interest rate that is guaranteed for the life of the contract. In other words, regardless of market conditions, you will never receive less than your guaranteed percentage rate.

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Choose the Type of Annuity That's Right For You

The type of annuity you choose depends on your goals. Do you need income that starts now or in the future? The grid below can help you make the right choice based on how your needs match up with the features of each annuity.

Benefits Indextra® OmniFlex® Premium Bonus Select Guarantee
Single Pay Premium Only one total payment made at beginning of contract
   
Flexible Contributions Make contributions as frequently or infrequently as you wish
   
Guaranteed Interest Rate Choose the length of the interest guarantee period
     
Earns Interest by Market Index Measures how markets or parts of markets perform
     
Deferred Income You decide when to take money from your annuity
  ANNUITY DETAILS ANNUITY DETAILS Annuity Details Annuity Details
Additional annuity products offered by Columbus Life Insurance Company: AdvantagePassport & Lafayette Life Insurance Company: Marquis® SP & Marquis® Centennial
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Why Fixed Annuities From Western & Southern?

When you’re balancing growth with security in retirement, you want fixed annuities from a company with a history of stability. Western & Southern’s solid financial ratings from widely regarded independent agencies — together with a heritage of 130 years of financial strength — have helped us become one of the strongest life insurance groups in the world.
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IMPORTANT DISCLOSURES

Single Premium Deferred Annuity Contract with Indexed Interest Options Series ICC14 ENT-03 1406 issued by Integrity Life Insurance Company which operates in DC and all states except NY.

Flexible Premium Deferred Annuity Contract Series 0407-5100-I WSA, 0407-5101-I WSA, Flexible Premium Deferred Annuity Contract Series 0505-50001-I WSA, Single Premium Deferred Annuity Contract Series 0407-5008-I WSA issued by Western-Southern Life Assurance Company, Cincinnati, OH, which operates in DC and all states except AK, NH, NY and RI.

Single Premium Deferred Annuity Contract with Indexed Interest Options Series ICC14 ENT-03 1406 and Single Premium Deferred Annuity Contract Series CL 77-I 0407 issued by Columbus Life Insurance Company which operates in DC and all states except NY.

Single Premium Deferred Annuity Contract with Indexed Interest Options Series ICC14 ENT-03 1406 and Flexible Premium Deferred Annuity Contract with Index-Linked Interest Options series ICC17 LL-06-FPIA 1701 issued by The Lafayette Life Insurance Company which operates in DC and all states except NY.

Indextra is issued by Integrity Life Insurance Company. At Western & Southern Financial Group, Indextra is offered through W&S Brokerage Services, Inc., a registered broker-dealer, member FINRA / SIPC.

These contracts and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.

Annuity contracts have terms and limitations for keeping them in force.  Please contact a financial representative for complete details.

Annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.

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