Our site uses cookies to improve your visitor experience. By browsing our website, you agree to the use of cookies and agree to our privacy policy.

New Momentum Flexible Premium Deferred Annuity

Get stable growth starting today and guaranteed income for tomorrow with New Momentum.

By submitting this request, I opt in and consent to receive phone calls, text messages, and e-mails from Western & Southern Life or its partners on the Company’s behalf for marketing products and services related to my request, at the phone number(s) identified above, including my wireless number if provided and even if my phone number is on a Do-Not-Call list. I understand these calls may be generated using an automated technology, and voicemails left by Western & Southern Life may be pre-recorded messages. I understand that opting in is not required to make a purchase.

You may revoke this consent by contacting 877-367-9734. To purchase without opting in, do so by calling us at 877-367-9734. By submitting this request you are confirming that you have read, understood, and agree to, our Privacy Policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Benefits of New Momentum

  • Flexible premiums can be customized for your needs and budget.
  • Interest rates are guaranteed for your choice of 5, 6 or 10 years.
  • A quarterly rate option is also available to help you take advantage of rising rates.
  • Interest earnings grow tax-deferred until withdrawn. This usually happens when you retire and are likely to be in a lower income tax bracket.
  • You can withdraw up to 10% of your account value every year without incurring a withdrawal charge.
  • If you die during the accumulation period, the account value will transfer to your designated beneficiary.

Could This Flexible Premium Deferred Annuity Be Right for You?

A flexible premium deferred annuity may be the right fit for a number of reasons:

  • You want earnings that grow tax-deferred at interest rates guaranteed not to fall below a certain minimum.
  • You want to make smaller payments over time instead of a lump sum premium.
  • You are looking for income for that can continue for your lifetime.
Plan for Retirement
Or
Give us a call 877-452-4597 877-452-4597

Details About New Momentum

Access for Financial Flexibility

Up to 10% of account value (noncumulative) may be withdrawn each contract year without a withdrawal charge or MVA. Withdrawals of taxable amounts are subject to ordinary income tax and, before age 59½, generally subject to a 10% IRS penalty tax. The $300 minimum withdrawal amount is reduced to $100 if taken through a systematic withdrawal program that is available free of charge.

Tax-Deferred Growth

Interest earnings grow tax-deferred until withdrawn, usually at retirement age. The account value grows faster than it would in a currently taxed alternative paying the same interest rate.

Explore Additional Resources

Consider New Momentum

Learn about our flexible premium deferred annuity, and determine if it's the best choice for your needs.
Download Guide

Join Our Newsletter

Receive timely lifestyle, financial and how-to information as well as personalized offers and tips.
Subscribe Today
IMPORTANT DISCLOSURES

GROs are credited with annual effective interest rates, taking into account daily compounding of interest.
Account value may be allocated to one GRO period only. GROs may change or may not be available for renewal.

Flexible Premium Deferred Fixed Annuity INT96 Rev., NIL 04-04-3 and NIL-04-04-3 NY Rev. New Momentum is issued by Integrity Life Insurance Company, Cincinnati, OH. NAIC number 74780 and National Integrity Life Insurance Company, White Plains, NY. NAIC number 75264. Integrity Life operates in DC and all states except NY where National Integrity Life operates.
Exceptions apply. Hardship waivers are not available in MA and SD. Hardship waiver does not include unemployment in IN, MT, NJ, OR, PA, SC and TX. Waivers applied for disability only in NY.

Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details. An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.

Payment of benefits under an annuity contract is the obligation of and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. All are members of Western & Southern Financial Group. W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. The issuer has sole financial responsibility for its products. This contract has limitations. Annuity benefits offered may vary due to misstatement of sex or age. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest.

Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax. A charge may be assessed against the annuity value if a withdrawal is made during the withdrawal period is made that exceeds the free amount.

Western & Southern member companies and their agents do not offer tax advice. For specific tax information, consult your attorney or tax advisor.

Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for availability, details, and limitations.

No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.