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Let Us Help You Develop the Road Map to Your Retirement Destination

Whether you want to downsize your home, pursue a new hobby or explore fun adventures during your retirement, Western & Southern can help you plan for the kind of life you hope to enjoy.

Retirement Planning to Help Navigate Your Financial Journey

Before something becomes real, you first have to imagine it — especially when it comes to your retirement. When you look out across the horizon of your life and envision the future, what kind of retirement lifestyle do you see for yourself? Where do you want to live? How do you want to spend your time? Retirement can open up space and time for you to finally work on your passion projects or enjoy fun new adventures No matter what your dreams are, we can help you realize them.

Western & Southern is here to help you develop or adjust a plan to attain your financial goals in retirement so you can live life on your own terms. With effective planning, you can build the financial resources you need to enjoy the freedom you want. We are eager to collaborate with you to listen to and understand your needs, help guide you in considering the most suitable retirement strategies for you, manage your investment portfolio and make necessary adjustments to it along the way as your life and goals change.

start early for retirement planning

Start Early & Pay Yourself First

No matter how old you are, you know saving money takes determination and discipline. Retirement may feel like a long time away, and your daily living expenses always seem to take priority. It takes planning and a certain amount of sacrifice to save, so paying yourself first is a good rule of thumb. The earlier you start, the smaller the amount you'll need to set aside each month. But remember it's never too late to start saving either. 

Let's consider an example1 to illustrate how saving early can help you in the long run. To save $100,000 in 25 years (assuming an 8 percent tax-deferred return), you'll need to save $109.31 each month if you start now. If you wait five years, you'll need $174.62 each month. If you wait 10 years, you'll need to save $294.31 each month — that's $185 more per month to accumulate $100,000. Finding a small amount to carve out of your budget now may be much easier than finding almost double that amount 10 years from now. That's why time can be your best friend in building a secure retirement.
how long will retirement savings last

How Long Will Your Retirement Savings Last?

Do you have enough retirement savings to support the lifestyle you envision? Our quick and easy calculator can help you consider your projected income and expenses to estimate your savings and how long your funds may last. You could also consider some retirement strategies to help you assess the longevity of your assets.
Know Your Facts About Retirement Planning, Strategies & Investing

Take a couple of minutes to learn some helpful facts about saving for your retirement. We can help you develop or adjust your retirement plan so you can attain your goals and live life on your own terms.

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Learn More About Retirement Planning

Start with these educational articles to help empower you to make more informed decisions about your financial future.

Why Retirement Planning From Western & Southern?

When it comes to retirement planning and your future financial security, you want to partner with a company known for its financial stability. With solid financial ratings and a heritage of 130 years of financial strength, Western & Southern offers you financial expertise to help determine the right insurance, retirement and investment solutions to meet your goals.
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IMPORTANT DISCLOSURES
1 Hypothetical example used for illustrative purposes only. It is not indicative of any specific investment product or strategy. Investments will fluctuate with changes in market conditions so that, when redeemed, shares may be worth more or less than their original cost. Example does not take into consideration the consequence of expenses and fees. Withdrawals on tax-deferred accounts are subject to income tax and may be subject to a penalty if taken prior to age 59½.