Which Life Stage Are You Preparing for Financially?

Finances

For each of us, there are many life stages to consider. Whether it be preparing for a new baby or a loved one's death, it's important to know how to help ensure you remain financially secure. While there are many things to consider in each of these stages, properly preparing yourself can reduce stress.

Depending what stage you are in life, being able to financially plan for the next life stage is important and can help you prepare for the future.

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The road of life has many twists and turns, but knowing where you're headed could help you stay on track for tomorrow. These financial considerations could help you get started on your journey, no matter where it takes you — or how you get there.

Heading to College
Make a Plan to Become Financially Independent
Learn How to Budget
Create an Emergency Fund
Develop a Road Map for Retirement
Consider Life Insurance Protection: Term, Whole and Universal

Entering the Workforce
Examine Employee Benefits
Adjust Your Budget
Increase Your Emergency Fund
Fine-tune Your Road Map for Retirement: Individual Retirement Account (IRA)
Check Out Disability Income Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Getting Married
Begin Saving for Your First Home
Set Up a Budget Together
Build an Emergency Fund Together
Add Your Spouse to Your Road Map for Retirement
Analyze Your Investment Options: Mutual Funds
Explore Accidental Death Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Buying Your First Home
Adjust Your Budget
Increase Your Emergency Fund
Reevaluate Your Road Map for Retirement
Analyze Your Investment Options: Mutual Funds
Look Over Critical Illness Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Starting a Family
Research Parental Leave Options
Save for Your Baby's Future: 529 College Savings Plan
Adjust Your Budget
Increase Your Emergency Fund
Reevaluate Your Road Map for Retirement
Analyze Your Investment Options: Mutual Funds
Think About Long-Term Care Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Changing Careers
Review Rollover Strategies for Company Plans
Reevaluate Your Road Map for Retirement: Make Catch-Up Contributions
Check Out Disability Income Insurance Protection
Evaluate Medicare Supplement Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Entering Retirement
Determine Your Social Security Benefits
Adjust Your Budget
Fine-tune Your Road Map for Retirement
Investigate Your Annuity Options: Fixed, Variable, Immediate
Think About Long-term Care Insurance Protection
Evaluate Medicare Supplement Insurance Protection
Consider Life Insurance Protection: Term, Whole and Universal

Leaving a Legacy
Establish a Plan for Wealth Transfer
Choose a Beneficiary for Select Annuity Payouts
Choose a Beneficiary for Your Life Insurance Death Benefit
Choose a Beneficiary for Your Accidental Death Insurance Benefit

Learn how you could build a strong financial foundation with Western & Southern.

IMPORTANT DISCLOSURES

1 Source: LIMRA, a life insurance industry association trade group, January, 2016
2 Source: U.S. Bureau of Labor Statistics (www.bls.gov)

Information provided is general and educational in nature. It is not intended to be, and should not be construed as, legal or tax advice. Western & Southern Financial Group and its member companies (“the Company”) does not provide legal or tax advice. Laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information. Federal and state laws and regulations are complex and are subject to change. The Company makes no warranties with regard to the information or results obtained by its use. The Company disclaims any liability arising out of your use of, or reliance on, the information. Consult an attorney or tax advisor regarding your specific legal or tax situation.

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