W&S Financial Group Distributors, Inc., wholesale distributor of annuities and life insurance from member companies of Western & Southern Financial Group, has announced two enhancements to the Indextra® fixed indexed annuity from Integrity Life Insurance Company.
Effective Oct. 15, 20251, Indextra® now offers:
1. A new 1-Year Performance Triggered allocation option based on the S&P® 500 Index. This feature credits positive interest, if any, when the Index meets or exceeds a predetermined performance threshold, provided the return is at least 0%.
2. Two new rate-to-term allocation options.
--Cap Lock 1-Year Point-to-Point allocation (S&P® 500 Index): The credited interest rate cap is locked in for the entire withdrawal charge period (five, seven or 10 years).
--Multi-Year Fixed Interest Rate option: A declared interest rate is locked and guaranteed for the withdrawal charge period (five, seven or 10 years).
“These enhancements broaden Indextra’s flexibility and help financial professionals address client concerns about rate renewal uncertainty,” said Mark Caner, president of W&S Financial Group Distributors, Inc. “By offering both innovative index-linked options and rate-to-term stability, we’re reinforcing our commitment to providing solutions that adapt to clients’ evolving retirement needs.”
Indextra is issued by Integrity Life Insurance Company, Cincinnati, OH. Integrity Life operates in DC and all states except NY.
1 In all states except California
W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance agency of the issuer. Issuer has sole financial responsibility for its products. Both companies are members of Western & Southern Financial Group. Single Premium Deferred Annuity Contract with Indexed Interest Options series ICC14 ENT-03 1406, Allocation Options Endorsement series ICC24 IE.51 MY-FI 2408, ICC24 IE.52 SI-CL-OY-PTP 2408, ICC24 IE.53 SI-PT-OY-PTP 2408
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement. Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details. Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty. Neither Western & Southern member companies, nor their agents, offer tax advice. For specific tax information, consult your attorney or tax advisor. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for product details and limitations.
The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Integrity Life Insurance Company. S&P®, S&P 500®, SPX®, SPY®, US 500™, The 500™, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Integrity Life Insurance Company. Integrity Life Insurance Company’s products are not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of Integrity Life.
