W&S Financial Group Distributors Introduces 5-Year Duration to Indextra® Series FIA

Western & Southern Financial Group •
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W&S Financial Group Distributors, Inc., wholesale distributor of annuities and life insurance from member companies of Western & Southern Financial Group, has announced an enhancement to the Indextra Series fixed indexed annuity from Integrity Life Insurance Company.
Indextra now offers a five-year declining withdrawal charge period. Customers selecting it also receive a 105% guaranteed minimum account value (GMAV) benefit. Included at no separate charge, it multiplies the premium (less any withdrawals, withdrawal charges and rider charges) by 105% at the end of the fifth index year if the account value is less than that. Indextra also offers a seven-year withdrawal charge period with a 107% GMAV and a 10-year withdrawal charge period with a 110% GMAV.
“Individuals desiring investment growth and income guarantees for retirement planning have been turning to Indextra since its introduction in 2014,” said Mark E. Caner, president of W&S Financial Group Distributors. “We are pleased to introduce another duration to Indextra, providing added flexibility to address planning needs while also helping boost customers’ confidence in uncertain times.”
Indextra brings together choice and potential as owners may allocate among four allocation options in all, including three indexed interest options, according to their individual needs and outlook for retirement security. It is designed both to protect its accumulated account value from losses due to negative changes in the indexes associated with the annuity as well as to provide access to guaranteed lifetime income at retirement.
Launched Sept. 29, 2014, Indextra produced the most successful first-year product debut in W&S Financial Group Distributors’ history. Total sales now exceed $2.2 billion (as of 3/31/21).

Product issued by Integrity Life Insurance Company, Cincinnati, OH. Integrity Life operates in DC and all states except NY. W&S Financial Group Distributors, Inc. is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. Both companies are members of Western & Southern Financial Group. Single Premium Deferred Annuity Contract with Indexed Interest Options series ICC14 ENT-03 1406, ICC14 ER.03 GLWB-I 1406, ICC14 ER.04 GLWB-S 1406, ICC14 EE.23 SI-MY-PTP 1406, ICC16 EE.23 SI-MY-PTP-(A-E) 1608, ICC14 EE.23 SI-PTP 1406, ICC16 EE.23 SI-PTP-(A-E) 1608, ICC15 EE.23 SI-OY-PTP 1511, ICC16 EE.23 SI-OY-PTP-(A-E) 1608, ICC14 EE.24 ROP 1406, ICC14 EE.25 WWC 1406, ICC14 EE.21 GMAV-7 1406 and ICC14 EE.22 GMAV-10 1406.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of Integrity. Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty. Neither Western & Southern member companies, nor their agents, offer tax advice. For specific tax information, consult your attorney or tax advisor. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest. Product and feature availability, as well as benefit provisions, vary by state. See a financial professional for product details and limitations.
No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.