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The Legacy You Leave Is Insured by Us

Whole Life Insurance

Whole life insurance could give you protection for your entire lifetime, and premiums stay the same regardless of your age, health or lifestyle changes. It also builds cash value and may pay policy dividends. The whole life policy that's right for you depends on your family's needs and how you prefer to pay your premiums.

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Choose the Whole Life Policy That's Right For You

Western & Southern’s whole life insurance policies can be tailored to fit your specific needs. You have the option to include supplemental add-ons, or riders, that provide you with additional protection.

Benefits Simple Choice Whole Superior Value Legacy Master®
Single Payment Premium Only one total payment made at the beginning of your coverage 
   
Fixed Premiums Same amount owed every time your payment is due
Accelerated Death Benefit Rider Can access your life insurance benefit as a living benefit
May Earn Dividends Potential income from company profits at recurring times throughout the year
   
Guaranteed Insurability Rider Increase your existing coverage and not be excluded for a preexisting condition
 
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Additional whole life insurance products offered by Lafayette Life Insurance Company: Heritage 15, Contender 15, Patriot 15, Sentinel 15, 10 Pay Whole Life & Liberty 15
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IMPORTANT DISCLOSURES
Western-Southern Life Assurance Company, Cincinnati, Ohio, operates in DC and all states except AK, CT, ME, MA, NH, NY and VT. Single Premium Whole Life Policy series 0701-3030 WSA issued by Western-Southern Life Assurance Company. These policies and benefits may not be available in all states, and benefits may vary by state.

The Western and Southern Life Insurance Company, Cincinnati, Ohio, operates in DC and all states except AK, CT, ME, MA, NH, NY and VT. Whole Life Insurance Policy series ICC16 1606-110 ICC16 1606-322 issued by The Western and Southern Life Insurance Company. These policies and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by Western-Southern Life Assurance Company or The Western and Southern Life Insurance Company. Guarantees are based on the claims-paying ability of Western-Southern Life Assurance Company or The Western and Southern Life Insurance Company. Products are backed by the full financial strength of Western-Southern Life Assurance Company or The Western and Southern Life Insurance Company.

Western-Southern Life Assurance Company and The Western and Southern Life Insurance Company do not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. The information provided is for educational purposes only.

Policy Benefits in some cases are mutually exclusive. Loans, withdrawals, and advances will reduce the Death Benefit and Cash Surrender Value and may cause the policy to lapse. The lapse or surrender of a policy with an outstanding loan may result in taxable income.

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