A Game Plan for Your Financial Future

Life Insurance Built Like a Championship Roster
Every great team starts with a strong foundation. Your future should be no different. Our life insurance coverage helps protect you and your family – so you can focus on winning today, knowing tomorrow is covered.

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Call the Right Play for Every Life Stage

Just like football, life is about strategy, timing and execution. Whether you're just starting out, building your dynasty or looking to lock in long-term protection – we've got the right insurance options to match your game.

Whole, Term & Universal Life Insurance

Coverage suited to your needs – like a smart playbook. Support when your life (or lineup) changes. And options that can fit many budgets and goals.

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Retirement: Plan Like a Pro

You don't just stumble into the Hall of Fame. Whatever your dream – road-tripping to every stadium, opening a restaurant or just retiring early – your financial game plan starts now.
Prepare for Retirement

Investments: Your Path To Financial Growth

Every yard counts. Whether you're saving for college through a 529 plan, designing your dream vacation or eyeing early retirement, smart investing helps move the chains on your financial goals.

Invest in Your Future
Football player holding a football

Backed by a Heritage of Consistency

Since 1888, we've been in the game. Through every high and low, we've helped people protect what matters most. Our record speaks for itself – and we're still focused on the fundamentals: people helping people.

LIFE INSURANCE COVERAGE CALCULATOR How Much Life Insurance Do I Need?

Years Family Depending on Income
Advanced
About how much do you have in savings and investments?
About how much debt do you currently owe?
How much would your family need to pay for your funeral?
How much will you need to cover education and daycare expenses for all your children?
Get a FREE Life Insurance Need Estimate
Selecting the ideal life insurance coverage can be daunting, risking under or over-insurance. Our calculator offers a tailored recommendation to help secure your family's financial future.
Based on your annual income of $ and the years your family will rely on your income after you are gone, we recommend the following coverage amount.
Life Insurance Coverage Needed
$0
Protect your loved ones Review my coverage amount
Why You Need Life Insurance
Income Replacement
Replace lost income, helping your dependents maintain their standard of living.
Debt Coverage
Pay off mortgages, loans or credit cards, relieving your loved ones of financial burdens.
Final Expenses
Pay for a funeral easing the financial strain on your family during a tough period.
Education Expenses
Secure funds for your children's education, even if you're not around to support them.
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Why Western & Southern?

Because smart players want a team they can trust. We combine 130+ years of experience with a commitment to helping you protect your future – with no fluff and no fumbles.

Call the Right Play for Their Future

Get coverage that helps you protect what matters most – now and for seasons to come.

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