Western & Southern Ratings Affirmed by Fitch

Western & Southern Financial Group •
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Western & Southern Financial Group continues to enjoy strong ratings from independent rating agencies, which constantly monitor the financial strength of insurance companies and the quality of the debt instruments they issue.
Fitch Ratings has affirmed the ratings of Western & Southern and its operating subsidiaries, including the ‘AA’ Insurer Financial Strength ratings for its insurance subsidiaries, as well as the ‘AA-‘ Long-Term Issuer Default Rating and ‘A+’ senior debt ratings assigned to Western & Southern. The Rating Outlook is stable.
The ratings cover six of Western & Southern’s life insurance subsidiaries: The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, The Lafayette Life Insurance Company, Integrity Life Insurance Company and National Integrity Life Insurance Company.

In its rating commentary about Western & Southern, Fitch stated that “balance sheet fundamentals remain extremely strong, supported by exceptionally strong capitalization metrics and moderate financial leverage.” The company’s “extremely strong capitalization” is a key driver of the rating.