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Critical Illness Protection Helps Preserve Financial Independence

Critical Illness Insurance

Being prepared for the unexpected in life can make all the difference to a family’s financial well-being. Critical Illness insurance helps fill financial gaps not covered by traditional coverages if a critical illness occurs. It provides a lump-sum benefit upon diagnosis of certain critical health conditions.

Critical Illness Plus

Critical Illness Plus helps you replace lost income, pay health insurance co-pays and deductibles, cover household and child care expenses and more. Having additional financial support during a critical illness can let you concentrate on what's most important – getting well.

Other benefits:

  • Available to issue ages 18-69 (18-64 in CA)
  • Coverage amounts from $10,000 to $100,000
  • Critical Illness Plus has a simple application process and a policy decision is returned within minutes.

Critical Illness Plus insurance does not replace the need for health insurance. You must qualify for insurance products.

Issuer(s): The Western and Southern Life Insurance Company, National Integrity Life Insurance Company


* Critical Illness Plus is the marketing name for specified disease insurance in New York and critical illness in all other states.

Critical Illness Plus is a limited benefit health insurance policy issued and guaranteed by The Western and Southern Life Insurance Company (Western & Southern Life), Cincinnati, Ohio. Western & Southern operates in DC and all states except AK, ME, MA and NY. NAIC number 70483. National Integrity Life Insurance Company, Greenwich, New York, operates in ME, NH, NY and VT. W&S Financial Group Distributors, Inc. is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. All are members of Western & Southern Financial Group.

This Critical Illness Plus insurance policy, as well as the Accidental Death Benefit rider if elected, contain exclusions, limitations and terms for keeping it in force. Policy availability, benefits, coverage, exclusions and limitations may vary by state. Limited Benefit Health Insurance policy series 0907-80 and Accidental Death Benefit Rider series 0107-85.

W&S Financial Group Distributors is an affiliated agency of the issuer. Issuer has sole responsibility for its products.

Products may not be available in all states. For complete coverage information and product availability, contact your financial representative.

No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.