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Help Prepare for Life's Uncertainties With Potential for Greater Financial Security & Peace of Mind 

Additional Insurance

Perhaps you've already got the basics covered. You've taken care of your health and life insurance. But there are other life situations and challenges that may happen suddenly, which could have a financial impact on your current lifestyle.

Western & Southern wants to make sure you stay on track in life. We can help you prepare for unexpected possibilities and stay more financially secure if and when they occur. Our additional insurance options include accidental death, critical illness, Medicare Supplement, long-term care, and disability income.

Types of Additional Insurance

Accidental Death Insurance

A complement to your life insurance policy that helps protect you and your family in case of accidental death


Critical Illness Insurance

An individual health policy that pays a lump-sum benefit upon diagnosis of one of the covered illnesses


Medicare Supplement Insurance

Additional insurance to help pay for some of your health care expenses not covered under Medicare


Long-Term Care Insurance

Coverage for nursing home care, home health care and other personal assistance you may require as a senior


Disability Income Insurance

Protection that can provide you a source of income to help pay living expenses if you become disabled

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We Give You Options to Help Face the Road Ahead 

Western & Southern's additional insurance policies help to give you extra financial protection when life changes in sometimes sudden and unexpected ways. Our accidental death insurance can help insure your family in case of a fatal accident while our critical illness insurance provides you with a lump-sum benefit in the event of a life-threatening illness.

As you envision your life in retirement, you may want to consider other kinds of insurance, too. Medicare Supplement Insurance can help pay for some of your health care costs, like copayments and deductibles, that are not covered by Medicare. Long-term care insurance provides coverage for nursing home care and other personal assistance that you may need as you grow older. And if you become disabled and are unable to work, our disability income insurance can provide you with supplementary income to help pay your daily living expenses.

Why Western & Southern?

Backed by nearly 130 years of financial strength, Western & Southern has been providing individuals, families and small businesses — people just like you — with exceptional personalized service since 1888. As one of the strongest life insurance groups in the world, we’re here to help protect your future, offering you stability you can count on. Our products and services include life insurance, annuities and a wide range of other financial solutions to meet your specific needs.


Critical Illness insurance does not replace the need for health insurance.

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