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Consider Your Path for Retirement 

Choices give you the opportunity to find the destination you want.

Help Give Your Retirement Income a Boost With Our Annuities

The way you live today has considerable impact on how you live tomorrow. That means if you want a relaxing and financially secure retirement, you have to plan now. If you're still young, you may be able to enjoy the benefits of compound interest.

An annuity is a long-term investment designed for retirement purposes. An annuity has an accumulation phase as well as a payout phase. When annuitized, it can guarantee a stream of income that may help you maintain a comfortable lifestyle for the rest of your life.

Retired woman enjoying her morning coffee by the beach

Choose the Type of Annuity That's Right For You

The type of annuity that's best for you depends on whether you are saving for retirement or living in retirement. The way you live today has considerable impact on how you live tomorrow. That means if you want a relaxing and financially secure retirement, you have to plan now.

Benefits Fixed Annuity Variable Annuity
Tax-Deferred No taxes owed on contract earnings until withdrawn or distributed
Guaranteed Interest Rate Minimum interest rate guaranteed for life of contract
 
Aggressive Risk Tolerance Greater risk exposure in return for greater growth potential
 
Conservative Risk Tolerance Lower risk exposure in return for greater stability
 
  Fixed Annuities Variable Annuities

Types of Annuity Products

Fixed Annuity

Accumulates wealth based on a minimum interest rate for the life of your annuity

Explore Fixed Annuities

Variable Annuity

Choose how to allocate your funds within your tolerance ranging from aggressive to conservative

Explore Variable Annuities

Learn More About Annuities for Retirement

Start with these educational articles to help empower you to make more informed decisions about your financial future.
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Why Annuities From Western & Southern?

When you’re planning how to create a financially secure retirement, you may want to consider annuities from a company with a history of stability. With our financial ratings from widely regarded independent agencies, Western & Southern has become one of the strongest life insurance groups. We have knowledgeable financial representatives available to help you with your annuity needs.