Privacy Policy


We respect your privacy.

This Privacy Policy is being provided by the following companies in the Western & Southern Financial Group: The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Integrity Life Insurance Company, The Lafayette Life Insurance Company and National Integrity Life Insurance Company (collectively, "We", "Our" and "Us"). We place a high value on the confidence Our customers place in Us. Today’s technology allows information to be shared at light speed, and We share your concerns about privacy. You have Our pledge that We will treat the personal information you share with Us with respect and confidentiality. Please take a moment to review Our Privacy Policy and see how it protects you. By visiting any of Our websites, you are accepting the practices described in this Privacy Policy.

Our pledge to Our customers:

Information We collect and where We collect it

Our Disclosure Policy

Privacy while Online

We employ safeguards to keep your information private and secure while you are online. Specific Internet practices include:

Protecting Children’s Privacy

We recognize the importance of protecting children’s privacy. It is Our policy never knowingly to collect personal information from children under the age of 18. Children who do wish to transmit information to Us must have written permission from a parent or legal guardian.

Opting In/Opting Out of Marketing and Data Sharing

When you fill out forms on this website, including promotional offers, sweepstakes, contests, or requests to be contacted, you are, by default, allowing a representative of Us to contact you using the information you provided. Contact may be in response to customer service inquiries, to provide you with information or material you have requested or to provide you with marketing or promotional offers. Contact may include telephone solicitation and/or e-mail communications.

Federal law gives you the right to limit some but not all marketing from Us. Federal law also requires Us to give you this notice to tell you about your choice to limit marketing from Us. You may limit Us and Our own subsidiaries, such as its insurance and securities affiliates, from marketing their products or services to you based on your personal information that they receive from Us. This information may include your assets and income, property address and value, account and policy information, and consumer report information.

Your choice to limit marketing offers from Us will apply for at least five (5) years from when you tell Us your choice. Once that period expires, you will receive a renewal notice that will allow you to continue to limit marketing offers from Us for at least another five (5) years.

To limit marketing offers, contact Us at 1-866-590-1349.

Western & Southern Affiliates

Currently, it is not Our practice to share information about you with Our affiliates for any purpose other than the administration of your financial product as permitted by law. In the future, We may determine that sharing your information with Our affiliates would benefit Our customers through enhanced services.

Notification of Privacy Policy Changes

Our Privacy Policy may be modified occasionally and We will post modifications on this website as We implement them. The date of the latest revision will appear at the bottom of this page and We encourage you to check periodically for updates.


Cookie Policy

Use of Cookies

Like most websites, We use "cookies" to record information while you are on Our website. A "cookie" is a small text file that is stored on your hard drive whenever you visit Us. Cookies help Us personalize your session, making your movements through Our site faster and easier. Our web server sends cookies securely, so your privacy and security are never compromised when you accept a cookie from Our website. Cookies cannot get data from your hard drive, read your e-mail, or access other sensitive information. We never use cookies to collect information for distribution to third parties. Third parties, including Our service providers, may collect information about your online activities over time and across different websites, including when you visit Our website. These companies may place anonymous cookies on your computer. These third party cookies help Us provide relevant marketing to you when you visit, or based on your activity, on Our website or third party websites. They do not contain personally identifiable information.

You can set your browser to accept all cookies, block all cookies, or send a message when a cookie is being sent. Please be aware that if you reject or disable cookies on your web browser, parts of Our website may not be available to you.

To set cookie preferences when using Internet Explorer:

To set cookie preferences when using Firefox:

If you are using another browser, the Help function can help you learn how to set cookie preferences.

*member FINRA / SIPC
**registered investment advisor

Last updated 04/30/2015

EF-PRIVACY (Rev. 7/2014)

(Rev. 7/2014)